Privacy Statement
Qfinancial.co.uk takes the issue of privacy very seriously and we are committed
to protecting and respecting our users' privacy. This Privacy and Cookie Statement
sets out our current data processing practices. If you have any queries or concerns
regarding these practices, you should contact us at Privacy@qfinancial.co.uk.
The Information We Collect
Registration
When you register with Qfinancial.co.uk, we ask for your name, email address and
postal code. We usually also capture your IP address at the time you register.
Making a purchase
Orders placed with us for goods and services from Qfinancial.co.uk are fulfilled
in a variety of different ways. Some products are handled entirely by Qfinancial.co.uk
and some, such as books, are handled entirely by third parties. If you order a product
or service of ours via a third party, please be aware that these sites have their
own privacy and data collection practices. Qfinancial.co.uk does not collect, see
or have access to any personal information you may provide to such third parties.
Information We Automatically Track
While on our site, we automatically log certain information about how you're
using our site. This information may include the URL that you just came from, your
IP address and the pages you visit while on our site. If your browser is set up
to accept them, we also use a feature known as a "cookie." Cookies contain bits
of information that Web sites transfer to your computer's hard drive for record
keeping purposes. Cookies can make the Web more useful by storing information about
your preferences on a particular site such as ours. At Qfinancial.co.uk, cookies
are used the following ways: To automatically access your previously stored account
information and deliver more personalised services. To estimate our audience size
and usage patterns. Advertising networks that serve ads onto our site may also use
cookies but please note that we neither control nor have access to those cookies.
These advertisers' uses of cookies are subject to their own privacy policies and
not that of Qfinancial.co.uk's. Most browsers are set up to accept cookies, but
you can configure your browser to refuse cookies or to notify you when you've received
one. If you reject cookies, though, you will not be able to use certain features
of our sites. For more on managing cookies, we encourage you to read the Interactive
Advertising Bureau UK's discussion on what you can do.
Where Your Information is Stored
The information outlined above is processed and stored in the United Kingdom. By
using our site, you consent to this transfer. Qfinancial.co.uk takes steps to ensure
that your information is treated securely and in accordance with this Privacy Policy.
Our Use of This Information
Internal Research
Cookies and the other information we automatically track are used to help us better
understand how our audience uses our site as well as for internal research on users'
demographics and interests. Each browser accessing Qfinancial.co.uk is given a unique
cookie which is then used to determine usage patterns, and to help in targeting
content and ads based on user interests.
To Confirm Your Registration and Contact You
Once you've registered, we will send you a confirmation email acknowledging your
new account to the address that you supplied us. We may subsequently email you about
our various products and services, or other products and services we feel may interest
you.
Information Sharing and Disclosure
Qfinancial.co.uk does not give, rent, lend or sell individual information to any
third party. Furthermore, we will not disclose any information about individual
users, except as described below.
Current or Prospective Advertisers/Partners
We only provide aggregate, non-identifiable information to our current and prospective
advertisers and business partners.
Our Parent Company
As previously mentioned, the information we collect from our users is processed
and stored by our parent company, Ballma Ltd.
Third Party Service Providers
We may employ the services of third party providers to aid us in certain aspects
of our operations (such as the distribution of our email products or conducting
a survey for us). Depending on the services performed, some of these providers may
be provided with user information. These contractors would be subject to confidentiality
agreements which limit their use and disclosure of all information they obtain through
their relationship with Qfinancial.co.uk to Qfinancial.co.uk-related business only,
consistent with this policy.
Legal Requests
Qfinancial.co.uk may disclose your personally identifiable information to protect
the rights and property of Qfinancial.co.uk as well as to comply with any applicable
law or valid legal process. This includes, but is not limited to: Requests by Government
Agencies. We will disclose any information we have in our possession to law enforcement
or government officials in response to any inquiry or investigation or if in our
sole discretion, we believe it is necessary or appropriate in connection with any
investigation or activity that is or may be illegal or may expose us or you to legal
liability. In compliance with the Data Protection Act. Pursuant to the Data Protection
Act of 1998, Qfinancial.co.uk will disclose your information: Where the disclosure
is required by or under any enactment, rule of law or by the order of a court. Where
the disclosure is necessary: For the purpose of, or in connection with, any legal
proceedings (including prospective legal proceedings); For the purpose of obtaining
legal advice; or For the purpose of establishing, exercising or defending legal
rights.
Security
Qfinancial.co.uk is committed to protecting your personal information. All information
that you provide to us is stored on our secure servers. Access to personalised areas
of the site, is password-protected for your privacy and security. While we do our
best to protect your personal information, Qfinancial.co.uk cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.
You are responsible for maintaining the secrecy of your passwords and/or any account
information.
Direct Mailings
If you register with Qfinancial.co.uk or sign up for or buy any of our products
or services, we may send you information about our various products and services,
or other products and services we feel may interest you. If you do not want to receive
such offers and mailings, you can let us know on our Email Unsubscribe page, or
send mail to: Privacy at Qfinancial.co.uk, 117 Pewterspear Green Road, Appleton,
Warrington, WA4 5FR. We'll remove your name from our lists as soon as we can. Another
way is to simply click the unsubscribe link found in our email messages.
Other Data Processors
Many of our advertisers or partners, such as brokerages and merchants, link from
our site to areas on their own sites where they sell their own goods and services.
If you follow these links from our site to theirs, you should be aware that these
other sites have their own privacy and data processing practices. Qfinancial.co.uk
has no responsibility or liability for these independent policies. For more information
regarding a site and its privacy policies, check that site.
Changes to this Privacy Statement
Qfinancial.co.uk may amend this Privacy and Cookie Statement from time to time.
If we make any substantive changes to this policy, we will announce it on our site.
Disclaimer
This website is designed to provide you with general information only and does not
attempt to give you advice on any particular investment or to recommend any particular
investment to you. If you have any doubt as to whether a particular investment is
suitable for you, you should contact Qfinancial for advice Qfinancial.co.uk and Qfinancial are trading styles of Ballma Ltd, which is authorised and regulated by the Financial Services Authority, and whose registered office is at 117 Pewterspear Green Road, Appleton, Warrington, WA4 5FR. Registered in England number 4393636. FSA number 303315